Please be aware that the credit reporting agencies may share the fact that your credit was pulled for a loan application with other loan brokers, which may result in spam calls and emails. This practice, referred to as trigger leads, is legal and is beyond the control of Humboldt Mortgage Company or any financial institution.
Humboldt Mortgage Company does not share any information with other parties except as necessary to complete your loan transaction.
There is a way to OPT OUT of these:
OptOutPrescreen.com accepts and processes request for consumers to opt out of firm offers of credit. If you do not want to receive prescreened offers of credit, call 1-888-5-OPTOUT (1-888-567-8688) or visit the website at OptOutPrescreen.com. When you choose to opt out, consumer credit reporting companies such as Equifax, Experian, TransUnion and Innovis are prevented from including your credit file information on lists used by creditors to send unsolicited offers.
On the website, you will have the option to opt out from receiving offers for five (5) years. To complete this process, you will need to share some personal information such as your name, social security number and/or date of birth to submit your request online.
If you would like to request a permanent opt-out, you will need to fill out the form electronically and mail it in to the address provided. You can locate the form online at the website OptOutPrescreen.com or call 1-888-567-8688.
