Coming up with a down payment can be one of the biggest challenges for first-time homebuyers. The Humboldt County First-Time Homebuyer Down Payment Assistance Program offers eligible low-income buyers access to a deferred-payment second mortgage that may be used for down payment assistance, closing costs, and other eligible home purchase expenses. The program is available for qualifying first-time homebuyers purchasing eligible properties in unincorporated areas of Humboldt County.

Getting started is simple. First, review the program requirements and waiting-list information on the County’s website (click this link). Then, obtain pre-approval for your primary mortgage by completing our online application (click this link). If you’d prefer to speak with our broker before applying, call us at (707) 445-3027. Once you’ve been pre-approved, we can help determine whether you may qualify for this valuable homebuyer assistance program.